Trusts are a popular tool in estate planning, offering a secure and efficient way to manage and transfer assets, including residential properties. However, when protecting these assets with a residential insurance policy, the question arises: Can a trust hold such a policy? The answer is yes, but it requires careful planning and understanding of how … Read more
You have recently adopted a kitten from a shelter. Get the paperwork done. Now, new family member needs a beautiful name, but she already got one from a shelter. You have already registered that name on insurance papers, so she has got an official name. What if you don’t like that name and want it … Read more
Cuba is grappling with one of its most severe power crises in recent history, following a massive power outage that left nearly 10 million Cuban residents without electricity for days. The crisis, which intensified in November 2024, is linked to the ongoing issues with the country’s aging infrastructure and a critical fuel shortage exacerbated by … Read more
Earlier this month, Spain experienced catastrophic flooding that primarily affected the southern and eastern regions, including Andalusia, Murcia, and Valencia. Record-breaking rainfall—up to 500 millimetres (nearly 20 inches) within a single day in some areas. It caused flash floods that transformed streets into rivers, destroyed buildings, and severely impacted infrastructure. This disastrous event claimed lives of … Read more
Being an insurance agent isn’t just about selling policies; it is about building trust of customers, solving problems, and consistently delivering value. In today’s competitive landscape, success in insurance requires more than just knowledge of rules of policies—it is demanding task, a blend of skills, dedication, and strategic thinking. Whether you’re a newcomer or a … Read more
Winter is a beautiful season, but it also comes with some serious driving challenges. Snow, ice, and cold temperatures can make roads risky and driving a car safely can be hard, even experienced drivers feels unsafe. However, you can have a few simple tips to avoid any hazards and feel safer and confident while driving in harsh weather. … Read more
As your beloved canine reaches their golden years, deciding whether to invest in pet insurance becomes a significant consideration. With veterinary costs on the rise and increased health risks for senior dogs, understanding the pros and cons of pet insurance is essential. This guide will help you navigate coverage options, compare costs, and choose a … Read more
Lots of homeowners have this question in mind, does homeowners insurance cover broken windows? Answer could be yes, you are covered but it depends. How the windows are damaged and what type of insurance is covering you. There are two primary home insurance policies (or a hybrid one) that can include or exclude window damage … Read more
Health insurance premiums are expected to significantly surge in New York in 2025, this will impact around 1 million people i.e. as many people as the total population of Delaware and many small business entities. Individually negotiated plan rates will rise on average by 12.7%; small group plans will rise by 8.4%. The increases resulting … Read more
Despite all the tracking chips and fancy tech, car theft remains a significant issue in the United States. There are many factors behind this but the most common in the year 2023 was TikTok trends to show how easy it was to hack certain brand’s security system. It made a few brands like KIA and Hyundai more … Read more