Backdating in the insurance industry allows a policy to take effect earlier than its actual issue date. The policyholder agrees to backpay the premium as
The principle of indemnity is a cornerstone of insurance, ensuring that policyholders are financially restored after a loss without profiting from it. This fundamental principle
Trusts are a popular tool in estate planning, offering a secure and efficient way to manage and transfer assets, including residential properties. However, when protecting
You have recently adopted a kitten from a shelter. Get the paperwork done. Now, new family member needs a beautiful name, but she already got
Cuba is grappling with one of its most severe power crises in recent history, following a massive power outage that left nearly 10 million Cuban
Earlier this month, Spain experienced catastrophic flooding that primarily affected the southern and eastern regions, including Andalusia, Murcia, and Valencia. Record-breaking rainfall—up to 500 millimetres
Being an insurance agent isn’t just about selling policies; it is about building trust of customers, solving problems, and consistently delivering value. In today’s competitive
Winter is a beautiful season, but it also comes with some serious driving challenges. Snow, ice, and cold temperatures can make roads risky and driving